Car Accident Attorney in Orlando
Unfortunately, car accidents are common occurrences, and can have devastating consequences. To determine if you or your family members are eligible to file a lawsuit, contact an attorney who understands all the complications of car accident claims. When accidents are caused by the negligence of another, you need to know you have a remedy. Injured people and the families of those killed can file a claim or a lawsuit against the responsible party to recover medical expenses, lost income, and pain and suffering.
Florida Law and PIP Insurance
According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $2,000 for PIP coverage and $500 for Property Damage Liability.
Personal injury protection (PIP) insurance covers you regardless of whether you cause an accident (are “at-fault”) — up to $10,000 minus your deductible amount. PIP is designed to reduce the necessity of suing for reimbursement of medical and related bills from auto accidents. PIP pays:
- 80 percent of reasonable medical expenses related to the accident
- 60 percent of lost wages as a result of the accident
- $5,000 for death benefits
For accidents that happen in Florida, PIP covers you, relatives who live in your home, certain passengers who do not own a vehicle, and others who drive your car with your permission. Pedestrians and bicyclists are also covered if they are Florida residents. PIP coverage also provides coverage for acts of violence against the policyholder while driving including injuries sustained as a result of road rage or a car-jacking. For accidents that happen outside Florida but inside the U.S. or Canada, PIP covers you and relatives who live in your home. In this case, you must be driving your own vehicle. Persons other than you or your relatives are not covered.
Contact An Experienced Car Accident Lawyer Today
There are specific rules and regulations in Florida that can complicate claims and the recovery of additional damages, such as pain and suffering, in cases of severe injury or death. Find out about your options and your rights by contacting us to learn if you have a case. Our attorneys will review your claim, at no cost to you, and determine if we are able to help you. Our Orlando attorneys can help ensure you receive full benefits from the insurance company and determine whether you can file a claim for additional damages against the party at fault for the crash. If you or a loved one has been involved in a car accident and are not sure of what your next step is, contact us today.